How to Apply for the PM Youth Loan Scheme in 2024?

By Teach Educator

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How to Apply for the PM Youth Loan Scheme-compressed

Apply for the PM Youth Loan Scheme

The PM Youth Loan Scheme is a government initiative to provide business and agriculture loans to young entrepreneurs in Pakistan. To apply for the loan, you need to follow these steps:

  • Visit the official website of the PM Youth Scheme or the respective financial institution
  • Fill out the online application form with accurate information
  • Attach the required documents, such as ID card, business plan, etc.
  • Submit the application form and wait for approval

You can also download the user manual for more guidance on how to fill out the application form. The loan scheme has three tiers, depending on the amount and markup rate of the loan. You can use the loan calculator to estimate your repayment schedule. For more information, you can contact the SMEDA offices or the Digital Youth Hub app.

What are the eligibility criteria for the PM Youth Loan Scheme?

The eligibility criteria for the PM Youth Loan Scheme are as follows:

  1. You must be a Pakistani citizen and resident
  2. You must be between 21 and 45 years old (18 for IT professionals with matriculation or equivalent education)
  3. You must have a valid CNIC and a business plan
  4. You must not be a government employee, a politically exposed person, or an employee of the bank you are applying to
  5. You can find more details on the official website of the scheme or the respective financial institution. You can also use the loan calculator to estimate your repayment schedule.

If you need any help with your application, you can contact the SMEDA offices or download the Digital Youth Hub app.

How to Online Apply for a PM Loan?

To apply for the PM Youth Loan Scheme online, you need to follow these steps:

  • Visit the official website of the PM Loan Scheme or the respective financial institution.
  • Fill out the online application form with accurate information
  • Attach the required documents. Such as an ID card, business plan, etc.
  • Submit the application form and wait for approval

You can also download the user manual for more guidance on how to fill out the application form. The loan scheme has three tiers, depending on the amount and markup rate of the loan. You can use the loan calculator to estimate your repayment schedule.

Last Date to Application Submission

According to the official website of the PM Youth Loan Scheme. The last date to apply for the loan is March 31, 2024. You can submit your application online through the website or the respective financial institution. You should also check the eligibility criteria and the required documents before applying.

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