Alfalah Life Insurance Company Pakistan
Alfalah Life Insurance Company Pakistan is a general insurance company that is a subsidiary of the Abu Dhabi Group. It offers various types of insurance policies, such as health, motor, property, travel, and wallet insurance. It has branches in all the major cities of Pakistan and has been rated AA+ by PACRA.
What are the benefits of travel insurance?
Travel insurance is a type of insurance that covers you for various risks and losses. That may occur during your travels. Some of the benefits of travel insurance are:
- It protects you against medical expenses that may result from accidents or illnesses while traveling. Medical treatment can be very costly in some countries, and travel insurance can help you avoid paying out of pocket or being denied care.
- It compensates you for losses or delays of your baggage, passport, or other travel documents. These losses can cause inconvenience and additional expenses, such as buying new clothes or applying for a new passport. Travel insurance can reimburse you for these costs and help you recover your belongings.
- It covers you for trip cancellation or interruption due to unforeseen circumstances. Sometimes, you may have to cancel or cut short your trip due to an emergency. Such as a family illness, a natural disaster, or a flight cancellation. Travel insurance can refund you for the non-refundable portions of your trip and cover the extra costs of returning home early.
- It provides you with assistance and support in case of any problems or emergencies during your travels. Travel insurance usually comes with a 24/7 helpline that can offer you advice, guidance, and help in arranging alternative travel plans, medical care, or legal assistance. Travel insurance can also provide coverage for emergency evacuation, repatriation, or accidental death and dismemberment.
Travel insurance can give you peace of mind and financial protection when you travel. However, not all travel insurance policies are the same, and you should compare different plans and read the fine print before buying one.
How To Apply Alfalah Life Insurence Company?
To apply for Alfalah Life Insurance Company, you need to follow these steps:
- Visit the website of Alfalah Insurance at Alfalah Bank Website and click on the “Get a quote” button in the top right corner.
- Choose the type of insurance you want to buy, such as health, motor, property, travel, or wallet insurance.
- Fill in the required details, such as your name, contact number, email address, date of birth, gender, occupation, etc.
- Select the plan that suits your needs and budget from the available options.
- Review the summary of your quote and click on the “Buy Now” button.
- Enter your payment details and confirm your purchase.
- You will receive a confirmation email with your policy document and other relevant information.
Alternatively,
you can also visit any branch of Bank Alfalah and apply for a credit card that offers insurance benefits. Some of the credit cards that offer insurance benefits are:
- Bank Alfalah Mastercard Optimus Credit Card: This card offers complimentary travel accident insurance up to USD 500,000 and travel inconvenience insurance up to USD 2,000.
- Bank Alfalah VISA Platinum Credit Card: This card offers complimentary travel accident insurance up to USD 500,000 and travel inconvenience insurance up to USD 2,000.
- Bank Alfalah American Express Card: This card offers complimentary travel accident insurance up to USD 1 million and travel inconvenience insurance up to USD 5,000.
- Bank Alfalah Ultra Cashback Card: This card offers complimentary travel accident insurance up to USD 250,000 and travel inconvenience insurance up to USD 1,000.
To apply for a credit card from Bank Alfalah. You need to meet the eligibility criteria and submit the required documents. You can find more details on the website of Bank Alfalah.
Detail Of Alfalah Life Insurance Premium Policies
Alfalah Life Insurance Premium Policies are the plans that offer both savings and protection to the policyholders. Some of the plans that are available are:
- State Life Endowment Plan: This is a plan that provides a lump sum amount at maturity or death of the policyholder, along with bonuses. The plan is flexible and allows the policyholder to choose the sum assured and the term of the plan. The premium can be paid annually, semi-annually, quarterly, or monthly.
- Jubilee Kamil Takaful Savings Plan: This is a Shariah-compliant plan that provides a regular stream of income along with a lump sum amount at maturity or death of the policyholder. The plan also offers additional benefits such as accidental death benefits, critical illness benefits, and waiver of premium benefits. The premium can be paid annually, semi-annually, quarterly, or monthly.
- Adamjee Life Hikmat Insurance Plan: This is a plan that provides a guaranteed return on investment along with a lump sum amount at maturity or death of the policyholder. The plan also offers additional benefits such as accidental death benefits, critical illness benefits, and waiver of premium benefits. The premium can be paid annually, semi-annually, quarterly, or monthly.
- Mukammal Savings and Insurance Plan: This is a plan that provides a guaranteed return on investment along with a lump sum amount at maturity or death of the policyholder. The plan also offers additional benefits such as accidental death benefits, critical illness benefits, and waiver of premium benefits. The premium can be paid annually, semi-annually, quarterly, or monthly.
- Azmat Health Insurance Plan: This is a plan that provides comprehensive health coverage for the policyholder and their family members. The plan covers hospitalization expenses, outpatient expenses, maternity expenses, dental expenses, and eye care expenses. The plan also offers cashless facilities at network hospitals and discounts at pharmacies and labs. The premium can be paid annually or monthly.
More Plans
- Taskeen Takaful Plan: This is a Shariah-compliant plan that provides protection against the natural and accidental death of the policyholder. The plan also offers additional benefits such as accidental disability benefits, accidental dismemberment benefits, and funeral expense benefits. The premium can be paid annually or monthly.
- Ujala Insurance Plan: This is a plan that provides protection against the natural and accidental death of the policyholder. The plan also offers additional benefits such as accidental disability benefits, accidental dismemberment benefits, and funeral expense benefits. The premium can be paid annually or monthly.
- IGI Life – WTO Zindagi Plus Takaful Savings Plan: This is a Shariah-compliant plan that provides savings and protection to the policyholder and their family members. The plan offers a regular stream of income along with a lump sum amount at maturity or death of the policyholder. The plan also offers additional benefits such as accidental death benefits, critical illness benefits, waiver of premium benefits, and orphan benefits. The premium can be paid annually or monthly.
The details of each plan may vary depending on the terms and conditions of the policy document. You can find more information about each plan on the websites of Alfalah Insurance, Jubilee Life Insurance, Adamjee Life Insurance, IGI Life Insurance, or Bank Alfalah.
How can I consult an insurance advisor or agent?
You can consult an insurance advisor or agent by visiting any branch of Bank Alfalah or contacting the customer service of Alfalah Insurance, Jubilee Life Insurance, Adamjee Life Insurance, or IGI Life Insurance. You can also request a call back from an insurance advisor. Or agent by filling out an online form on the websites of these insurance companies. Here are the contact details of these insurance companies:
- Alfalah Insurance: Phone: 111-786-234, Email: [email protected],
- Jubilee Life Insurance: Phone: 111-111-554, Email: [email protected],
- Adamjee Life Insurance: Phone: 111-11-5433, Email: [email protected],
- IGI Life Insurance: Phone: 111-234-234, Email: [email protected],
An insurance advisor or agent can help you understand the features and benefits of different insurance plans, compare different options, and recommend a suitable plan for you. They can also assist you with the application process, policy servicing, and claim settlement.
Summary Of Alfalah Life Insurance Company
Alfalah Life Insurance Company is a general insurance company that is a subsidiary of the Abu Dhabi Group. It offers various types of insurance policies, such as health, motor, property, travel, and wallet insurance. It has branches in all the major cities of Pakistan and has been rated AA+ by PACRA. Some of the features of Alfalah Life Insurance Company are:
- It provides comprehensive and flexible coverage for individuals and groups according to their needs and budget.
- It has a network of panel hospitals, pharmacies, and labs that offer cashless facilities and discounts to its insured members.
- It has a dedicated health insurance department that consists of doctors, and pharmacists. And other staff who provide quality service and support to its insured members.
- It has an online portal that allows its customers to buy travel insurance plans easily and conveniently.
- It has a partnership with Bank Alfalah that offers credit cards that come with insurance benefits. Such as travel accident insurance and travel inconvenience insurance.
- It has a customer service helpline that is available 24/7 to answer any queries. Or issues related to its insurance products.
Alfalah Life Insurance aims to provide peace of mind and financial protection to its customers by offering innovative and competitive insurance solutions. Can more information about Alfalah Life Insurance Company on its website.